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Saturday April 8th 2023

By Food for thought

I am still unable to drive from the accident that happened on 03/25/2023. It’s Saturday night and historically Saturday night’s in St. Petersburg are really good for driving. Since I switched to driving during the day, the best driving day of the week for me now is Sunday. Tomorrow there will be no driving either though. So what I do to be productive is edit video. I have been editing video literally all day long today. Time goes by so fast when I am editing! I think it is still early afternoon and I look at the clock and it’s 11:00 PM! I can’t tell because I cover the windows so no light gets in and I pay no attention to the cameras. Time really does fly by when I am editing, I have a pretty good P.C. It renders in a couple minutes usually.

Friday April 7th 2023

By Food for thought

It’s Saturday, usually I would have driven today. Ruby is still getting fixed hopefully at Maher collision center in Pinellas. I didn’t hear anything from my progressive adjuster. They are very vocal about their rental vehicles. I am very responsive too. So if I get a text or a voicemail from somebody important I respond pretty quickly. I have heard nothing from anyone. I figured I wouldn’t because that collision center is closed on the weekends. So that means everything is on hold until the techs get back to work. So I keep the rental car over the weekend. Which is cool because that thing is a gas guzzler and I don’t like to drive it because of that. When I have to drive it back to Pinellas it’s going to gobble gas. It does have a backup camera and Bluetooth which is cool. On the highway though I think it said it was getting like 29 miles to the gallon which is horrible!

Thursday April 6th 2023

By Food for thought

I dropped my car off at a body shop in St Petersburg today. The rental car I got from Enterprise is a 4 cylinder Mustang. That is all they had. I was like cool, I just need something to drive. I should have dropped my car there last week. I usually have my car towed there. My adjuster at progressive advised
me not to drive it. That was good advice but I was having problems getting the damage appraised. The virtual adjustment could only adjust the hood, the front clip and the windshield from the photos that I took yesterday. I know there is far more damage than that. I never even popped the hood after the accident because I was afraid it wouldn’t close again. Anyway it is now at a body shop getting repaired.

Wednesday April 5th 2023

By Uncategorized

I am still not able to drive from the accident that happened on 03/25/2023.
Just today, I do not know why my progressive adjuster suggested we do a “virtual
estimate” Why we didn’t do this before I have no idea and I do not care. I just
need to get this don’t so I can get my car repaired so I can get back to driving again.
This is going to put me in bankruptcy. I took the pictures and submitted them to progressive
and she stated she was trying to get this done today but it may go until tomorrow. I reminded her that
we are now 11 days out. Geico would have me back on the road already. I do not know what progressive
is doing. Its a good thing I can still drive Ruby. Because I would really be screwed if not.

 

Sunday April 2nd 2023

By Uncategorized

I am still at home unable to drive since the accident on 03-25-2023.
tomorrow the damage estimator from Progressive is coming to assess the damage.
to my car. I have a place picked out to repair the damage to Ruby. The place
that I went to in the past is in Pinellas County they always do precision work
and they are very fast too, they told me they have a couple technicians out on vacation
and they are booked out until the end of April 2023. I called a place here in Manatee County
and they advised they do not work with progressive at all. So I will contact another place tomorrow
and see if they can do the work.

A rider that was in my car during the accident, the guy that yelled “FUCK” lmao.
If I was alone, I probably would have said that too.
He Just sent me the $45.00 that Uber refunded to him for that trip!
That was very cool of him!! For that trip, I was paid 26.10 in total.
So in addition to all the expenses that an Uber driver has to pay, plus the wear
and tear on their vehicle, and the risk that the driver takes on. I did pretty well on that trip, I got almost 60%

Thanks a lot, John!

 

Edit: That was a “What the fuck” not a “Fuck!”

I just reviewed the recording lol.

Saturday April 1st 2023

By Food for thought

I am still unable to drive for Uber since the accident that occurred on 03/25/2023 there is a notice on there that they need to see pictures
of all 4 sides before they approve my vehicle. I read somewhere online yesterday or today that Uber or Lyft do not approve vehicles with a salvage title. I spoke to the adjuster yesterday
and she explained the process of keeping a car that has a salvage title. She advised that sometimes the vehicle needs to be totaled and the owner just wants to keep the vehicle. It does not matter that I was at a stop sign not able to avoid an accident at all. If I was driving for Uber when it
happened doesn’t matter either.

Friday March 31st 2023

By Food for thought

I still can’t drive for Uber, because of the accident on 03/25/2023. I got a call today from the progressive damage estimator today. He left a message on my voicemail. I sent him a text right back and he didn’t call me back. He said on the message that someone will contact me Monday so we will see. This weekend I guess I will just create content on my PC until Monday.

March 30th 2023

By Food for thought

I still can’t earn via Uber driving from that crash. My car is still in the driveway, I am waiting for a damage estimator person from my progressive auto insurance to make an appointment with me and that hasn’t even been done to give me an appointment. My progressive adjuster is a woman and is the same lady I have for the Uber policy. I was with Geico before and they have a damage estimator practically stalk you until they estimate the damage to your car. The progressive adjuster told me it could be up to 3 days! until the estimator gets there. I have the place picked out to repair. That adjuster lady did give me a lot of good information though. She did as much as she could do. She always contacted me right back. I told her 1 time text me or email me, I never answer my phone. She always contacts me right back usually with a text. Her name was something crazy Russian or something and she just told me to call her M.J. There is no J anywhere though, things like that drive me crazy.

Sunday March 26th 2023

By Food for thought

Still unable to drive because of yesterday’s accident. Sundays are usually $150.00 days. I started a claim with my own personal progressive insurance and I only have 50K uninsured motorist coverage on my personal coverage Uber not only has a crazy $2500.00 deductible, but they also no longer have any uninsured/underinsured motorist coverage and the police report says “NONE” under the auto insurance portion of the police report. There were 2 passengers in my car during the accident so Uber insurance will take over, the way It seems, there will be no UM coverage at all. The Uber insurance only pays the actual cash value of my vehicle which is very probably very low. I bet that amount is not hyper-inflated but the cost of a new car for me to drive for Uber will be. I don’t even know if my personal UM coverage will even come into play here, so there looks like there is no UM coverage for me as the driver. So Uber insurance is exactly like Lyft’s insurance now the Same exact provider (progressive) a high deductible of $2500.00 that I don’t have, will have to borrow a credit card to pay it because Uber driving pays very little. For that high deductible, there is no UM coverage at all for the driver and their insurance will probably want to total Ruby/my car because it has high mileage. The only good thing is because Uber driving is my primary source of income, I opted for the optional “driver-only coverage” so because my back is hurting, I called to get a claim number for them Uber has been taking about 4 cents per mile I drive from every trip since 2021 when I first learned the coverage was available. The lady I spoke with took the report number and everything on the police report except all the passengers in the vehicle that hit me, and then she gave me a reference number and told me someone will contact me tomorrow to give me a claim number. I was like wait, you just took all that information from me, and you are not going to give me a claim number (it is Sunday) so I can go get medical care now. The lady was like someone will contact you tomorrow and give you a claim number. So I will wait until tomorrow to get medical care under that claim number because it is no deductable coverage.