I am broke right now 09/02/2025, please Zelle to me directly
at scoopinfl@gmail.com
I need help pretty bad.
My car has a light on the dash an exhaust leak and 552000 miles on it
now but it still runs! vie2 the maintenance log and see if you can predict wjen
it will completely break down.
You can email me any time @ driver@ridesharedriver.blog
On March 25, 2023, what should have been a routine Uber ride turned into an event that altered the course of my life in ways I’m still dealing with today. I had been driving full-time for Uber in Florida for years. I knew the roads, the traffic patterns, and the best routes between Pinellas County and Hillsborough County like the back of my hand.
That day started like many others. I picked up two very nice Uber passengers at the Hotel Zamora, my favorite hotel on St. Pete Beach. They were headed to a major hotel in Downtown Tampa, Florida. It was a perfect trip—long enough to make decent earnings, since rideshare drivers only get paid when the wheels are turning. Everything about this ride fit my criteria: the location, the length, and the timing.
We left Pinellas County and crossed over into Hillsborough County as I made my way toward their destination in Tampa. The trip had gone smoothly up to that point. Traffic was normal for a Saturday, the passengers were pleasant, and there were no weather concerns. I had no reason to expect anything unusual as I exited the interstate and approached the final stretch of the trip.
One car passed by in front of me and made its turn without issue. I waited patiently for the next car to pass before it would be my turn to go. But what happened next still doesn’t make sense to me, even after replaying it in my head countless times.
The second car didn’t continue past me. Instead, the driver suddenly turned directly into my vehicle and struck me head-on.
I saw the car coming in those final moments, but there was nothing I could do to stop it. My vehicle was completely stationary. There was no evasive maneuver I could make. The impact happened so fast that even my passengers were in shock.
The driver who hit me appeared to be in her 30s. She wasn’t a teenager or someone you would expect to be reckless or inexperienced. That’s partly why it was so hard for me to understand how or why she did what she did. I had never experienced anything like that in all my years of driving.
Police Report and Insurance Problems Begin
The police were called to the scene and arrived promptly. They completed an official accident report, clearly placing the other driver at fault. That was no surprise—it was obvious to everyone there what had happened. I was completely stopped. She drove into me. It couldn’t have been clearer.
I thought that would be the end of it in terms of fault and responsibility. But that was only the beginning of my problems.
In Florida, Uber uses Progressive Insurance for their rideshare drivers. Unfortunately, when I filed a claim under my personal policy for uninsured/underinsured motorist coverage, it was denied.
The at-fault driver’s insurance turned out to be one of those bare-minimum coverage policies. The kind that is technically “legal” but essentially useless in a serious accident.
Meanwhile, I carried full coverage with Progressive for my personal auto policy as well. My own insurance covered my vehicle repairs after I paid the deductible, but here’s the kicker: that deductible was never reimbursed by the at-fault party or their insurance. I was left paying out of pocket despite not causing the accident.
The Medical Bills Nightmare
If that had been the end of it, I probably would have moved on eventually. But it wasn’t.
The so-called “driver only” coverage—turned out to be a nightmare. Because of how their contract is structured , their insurance left me stuck with emergency room bills from the accident even though I was working on their platform when it happened.
It was as if every insurance company involved was trying to point the finger at someone else, while I was left holding the bag.
I wrote a detailed letter, complete with the full explanation and even the video footage of the accident. I sent it via USPS, hoping someone at Uber would review the situation and realize how unfairly I was being treated.
I got no response. Not even an acknowledgment. Nothing.
No Accountability
The physical injuries I sustained in that crash are not minor. I will be dealing with them for the rest of my life. What makes it even worse is knowing the entire situation unfolded because of another driver’s negligence—yet I was the one left to pick up the pieces financially, physically, and emotionally.
The at-fault driver carried useless insurance. My own insurance repaired my car but left me paying And the at-fault driver never paid a dime toward my car repairs or my medical costs.
It felt like a system designed to protect everyone except the actual victim.
Lessons from a Broken System
Before this accident, I had no idea how little protection rideshare drivers really have. Promotions are not agreements. Promoted to me was that there was a $1 million policy for drivers, but what they don’t emphasize is how limited and conditional that coverage actually is for drivers.
If a passenger had been hurt, the coverage would have kicked in for them immediately. But because I was the driver, I was treated as though I didn’t matter.
It didn’t matter that I was actively working for Uber.
It didn’t matter that another driver was clearly at fault.
It didn’t matter that my life was turned upside down in seconds.
The system is set up in a way that leaves drivers like me with lifelong injuries, unpaid bills, and zero support from the very companies and insurance providers that profit from our work.
Moving Forward
This accident changed how I view rideshare driving, insurance companies, and corporations. I went from being a full-time driver who enjoyed the work to someone permanently injured, facing medical bills, and realizing how little protection drivers truly have.
I’m sharing this story because I don’t want other drivers to go through what I did. If you drive for any rideshare company, understand this: you may be one accident away from discovering just how broken the system really is.
I did everything right that day. I was stopped at a stop sign. I carried full coverage insurance. I followed all the rules. And yet, because of one negligent driver and a web of insurance loopholes, I was left holding the bill—financially and physically—for an accident I did not cause.
It’s a hard reality, but one every rideshare driver deserves to know up front.
Please subscribe, like, and share this video that is posted on the rideshare sean channel on YouTube, it is only 6 seconds long. It is a quick video recorded from my Vantrue dash camera of an rideshare accident I was in, you can hear one of the passengers say “Jesus” Comments, and shares are the best subscriptions and likes are awesome too. Please enter a comment! They help me out so much! YouTube Link https://youtube.com/shorts/aChqKx8de9E?si=o9J7iJD6faZHx7aRMy friend was online with Uber when a driver clipped the rear-left corner of his one-year-old Tesla. The finish was scuffed, no visible dent. Small hit—big lesson.
What most drivers don’t realize
While you’re on trip, passengers have up to $1,000,000 in medical coverage.
You (the driver) use your own PIP first, then you chase the at-fault driver’s BI for medical bills.
Uber’s policy won’t typically pay your medicals. For your car, you can use Uber’s contingent coverage—$2,500 deductible—to repair damage.
Even a “few hundred dollars” in cosmetic damage can easily price out near $1,000 when done right.
The hidden cost nobody budgets for
More time on the road = higher crash odds. If your car goes to the shop, that’s downtime—no rides, no income. I once sat a full month without pay after a stop-sign hit and the other driver never reimbursed my deductible.
Do this now
Confirm your coverage: PIP, rideshare endorsement, and UM/UIM.
Plan for the deductible: keep an emergency fund or a credit line ready.
Document everything: photos, police report, app status screenshots.
Estimate the ROI: minor scuffs? Sometimes waiting beats losing weeks of income.
👉 Protect your paycheck before the crash happens. Save this, share it with another driver, and check your policy today.
Know this about A.I.
A.I is extremely fast in every way you can possibly imagine. Snapping your fingers is actually pretty slow, but A.I. data throughput can travel back and forth from Florida to California several times during a single finger snap.
A.I. is extremely power hungry. The average A.I. data center pulls about 50 percent of the energy/electricity that a bitcoin mining farm pulls which is a lot of juice! An entire A.I. data center pulls about the equivalent of the power to 70 average homes.
A.I is very hot. Each server contains a lot of very heavy duty hardware and that hardware is hot! A lot of that electricity is pulled by the massive A.C. Units that are dedicated just to cooling the A.I. servers. The various components inside an A.I. server is hot enough to fry an egg. The temperatures outside each A.I. Server rack are kept down around 85 – 115 degrees Fahrenheit, which is still crazy hot with all that cooling. Data centers are usually kept at about 60 degrees Fahrenheit.
Chatgpt alone is around 8500 various servers and systems that resemble the attachment. There are usually about 500 or 600 hundred servers and systems in a non A.I. data center and that is a lot of units to support.
The data centers alone. are like 4 and 5 times the size of regular data centers . Each server requires a lot of space. Space in a data center is hard to come by after the initial build out unless room for expansion is planned for.
When a person sends a single message to chatgpt that message is handled by one instance and then the very next messages it doesn’t matter how fast that message is sent, that 2nd message goes to an entirely different bot.
The actual core chatgpt servers are located physically in Texas USA, but they connect to cloud servers and then those servers connect to other servers in many states across the U.S. this all can happen about 3 times during the blink of an eye. Open A.I. is building out data centers around the globe just to keep up with such heavy demand, that is huge growth!
A.I. is eventually, probably going to be the end of humanity as we know it.
As Mo Gawdat said “We fucked up” Mo is a highly intelligent Egyptian public speaker. Among many other things.
A.I. is here to stay though, the choice has already been made for us, so we need to embrace it. It is extremely lucrative, therefore it is very popular, it also saves humanity a lot of time, and that is just 1 reason why humanity loves it.
I learn from it each day. I LOVE A.I. like the rest of humanity does.
I used A.I. to help me with a lot of things on this page.
www.ridesharedriver.blog
My Takeaway as a Creator
Today was a reminder of something every independent creator needs to face head-on:
> **No one will ever care about your project as much as you do.**
Not a company.
Not a platform.
Not a service.
Not even the smartest AI in the world.
I went into this thinking I’d get a clean, proofread version of my rideshare eBook in about an hour — maybe two, tops. I ended up spending nearly **twelve hours** waiting, troubleshooting, questioning, refreshing links, and asking over and over again, “Where is my clean PDF?”
What I got back were broken promises and half-finished files.
Files that were missing chapters.
Files with blank pages.
Files that erased all the original layout, images, and effort I put into creating this book in the first place.
And the worst part? Every one of those files was labeled “final.”
As a creator — especially one who built this eBook from scratch based on my real-world experience — I realized that relying on automation alone is not just risky… it’s disrespectful to my own work.
When you make something, whether it’s a blog, a book, a course, or even a tweet — you’re putting your **time**, your **story**, and your **voice** into that thing.
And when it comes time to polish it, share it, or sell it, you want to believe the tools you use will treat your work with the same respect you do.
But they don’t.
They automate.
They guess.
They “approximate.”
But they don’t *care* the way a human creator does.
They don’t sweat the details.
They don’t get frustrated when the layout breaks.
They don’t feel embarrassed when the link doesn
A lot of people go to Midjourney and other AI websites
to have pictures created. When I need a graphic created. I go to
Microsoft and use their Copilot for creating pictures. Any type of picture that
I can dream up, I use Copilot and make sure that I also include the resolution
that I want the output created in. for example, if I want the output created for a TikTok
video, I will enter 1080 x 1920 in with my prompt. If I want that image to be used in a YouTube long-format video, then I will enter 1920 x 1080 into that prompt. If I want the picture
created for use in an Instagram video, then I will add 1080 x 1080 into that prompt.
Make certain you add in exactly what it is that you want in your prompt. These are machines and will only perform exactly what you instruct them to do, so be specific.
I just uploaded a video to YouTube
containing the Oil Change I did right before
Hurricane Milton made landfall in Tampa Bay.
recently. Also, Some of the destruction from that storm.Why owning a Prius through that storm
was so awesome, and the ongoing recovery process. It can be viewed here. It is over 2 hours long.I am also going to upload it tomorrow to my
other Tiny YouTube channel called Minimize Me.
Please like this video and subscribe to both channels. https://youtu.be/TEofk9qvbn4?si=taZEIUD8vKHWKxWX
Today is the second day without power in Tampa Bay from Hurricane Milton. I have been watching the Florida Outage map and I calculated these power companies to be restoring power at a rate of 17-20000 restores per hour. That is restoring power at a pretty good clip and I am grateful. There are droves of things that are very bad, to have people working in the field, around the clock that are completely dedicated to the restoration of power for those that have none due to Hurricane Milton is so awesome! Sure, I depend on power for so much, until you have no power at all you take it for granted all the time. I try to flick a light on all the time and I am reminded that I have no power. Then there is the temperature which sux but ai think about this. Irma made landfall in early September in 2017 and September is a very hot month in Florida. Hurricane Ian struck in late September of 2022 and I noticed at night it was like 5 degrees cooler than it was with Hurricane Irma. Then Hurricane Milton made landfall on October 9th and it is like a full 10 degrees or so cooler than it was with Irma. I remember I hunkered down for Irma at my younger brothers house and the power was already out there when I arrived at 10 AM. Irma didn’t come until that night and there was no power. So I wasn’t going to die, but it was miserably hot! I rinsed off the house today and there was insulation pretty much all over it. This is what I learned from Hurricane Milton. When a big storm hits in Florida, want to be in a building that was built (or like in my case manufactured) after 2004 because the codes were upgraded that year because of Hurricane Andrew. Also, you want to spend your money on 1 time cost for things like hurricane shutters, doors, windows, fireproofing, and you do not under any circumstances want to live near a body of water. Humans are drawn to water they love to live on or near water. It is well known that living near water is very expensive, and causes some pretty big problems. I just do not know why anyone does that. I read a book once by Joel Salitan and in ot he talked about his dream home. That dream home was super awesome! He talked about it being built into a mountain because mountains help with temperature control and all kinds of practical things. His dream home became my dream home pretty quick. I really like Joel a lot. I watch him and read his stuff all the time.
Which web hosting provider is the best?
I have and and have had accounts at various hosting providers and through my own personal experience with the various hosting providers, I have found the best hosting provider to be www.namecheap.com. I have an associate degree in network engineering, passed and held multiple Microsoft and Cisco certifications and have had many technical positions throughout my life and right now I am in my mid 40’s. I have scoured the internet and have had hosting packages with various companies to host various websites and this is what I have found. Around 6/20/2024 my hosting package at Bluehost was going to expire. I purchased and built this website on my Host Gator account using their baby package. When that account was about to expire, I spoke with a member of their tech team via chat and was told that I could not transfer this domain to another Host Gator account. I though this to be odd because I purchased this domain on their platform and have it there right now. They explained to me it was not possible. I wanted to keep this domain so I searched around for another provider. I checked on YouTube and I kept seeing videos that “Bluehost” was the best. I contacted a member of their support team via chat and was told in fact they do support .blog domains on their platform. So after some thinking about it, I transferred this domain to Bluehost (Host Gator and Bluehost are under the same ownership) and I stayed with them for a couple of years. Recently, my hosting package with them was going to expire, and I have an account with Namecheap now, I really like them a lot.
Transfer into Namecheap
I asked a member of the Namecheap support team if they support the transfer in and hosting of .blog domains, and they said that they do. I really like the folks at Name Cheap too. Since 04/09/2024 I have been without any income. Earlier this year, one of my other Bluehost domains
came due and when I renewed it via name cheap it was like $10.66 or something. So I renewed it with them. Then when this domain name became due, I though it was going to be the same price through Namecheap, I checked with them, and they told me it was going to cost me
over $24.00 to renew because it was a .blog extension. So I was like fine, and I paid for the renewal. I renewed the domain at name cheap but the DNS, Email, Content, and blog posts
were still hosted at Bluehost. Then on 06/17/2024, Bluehost detected that the domain had expired and the site went down. I had like 5 email addresses on the Bluehost domain and they too went down. So I recreated the emails on NameCheap through their cPanel and asked their support staff through chat what I needed to do to transfer that content into Namecheap. So they advised me that their domain concierge team could assist with that transfer. So I asked them if there was a charge for that, as with pretty much everything, and they advised there was no charge for their help. So I chatted with them and they told me I had to get a full backup from the cPanel of my old hosting provider and then upload to Namecheap. It takes forever to get it from my old host (It needs to be generated) to my computer and then to upload that file to NameCheap and then they would do the restore. I did that but when I got the file (it was a 7.2 GB tar file package), I amended the domain name to it for clarification. I then uploaded it to name cheap. They created a ticket and continued to email me status updates as they progressed.
Failed to Restore
I went to sleep and I woke up the next day and they told me in an email that the restore failed. They told me that they tried several things with the file I uploaded them but it had failed each time. They encouraged me to try again but this time DO NOT change the file name in any way. So I did exactly as they instructed. I generated a new tar file pulled it down to my PC and then pushed it up to Namecheap. I went to sleep again. Before I was able to sleep, I just kept thinking of what I was going to have to do to rebuild this site. I knew what I was going to have to do but it was going to be a P.I.T.A.
Transfer success
I woke up the next day, and before I even checked my email, I went to this domain on my cell phone, and it came right up, exactly how it was before. I was elated. Then I checked my email and I saw that the restore was a success! So I logged in to my Bluehost account and did the exact same thing with www.justawesomeshots.com and it also was a success. Namecheap is awesome, their support is also awesome and there is never a charge for anything, pretty much. The names of their staff seem to be of Middle Eastern descent but I do not care, they are always very responsive, and super knowledgeable too. Their spelling is always very good too and their is a chat button on every page and there is an audible alert right before their response and you only get that alert from a human response, unlike Blue Host who spams you to death with their Audible alerts from their bots. I need to speak with a human, not a bot. Anyway, Namecheap is awesome for numerous reasons. They give free domain privacy to all the users on their platform, which is awesome because without that service you will get spammed to death when you purchase a domain without privacy, Bluehost and Host gator charge for that service, and they may discount their hosting packages but they never ever discount the domain privacy fee. Namecheap also gives you a free SSL certificate for the first year for free, which is very much needed. Needless to say, I am staying with Namecheap.
In conclusion:
Namecheap is the absolute best hosting provider I have ever had. Their staff is always friendly and knowledgeable and sometimes they have to deliver bad news. I appreciate that to, because I have learned that just because I don’t like the information that is delivered to me that does not make it incorrect. Namecheap is always very prompt with either type of news and the Namecheap provides the absolute best hosting service that have ever had the pleasure of being with. They provide tremendous value always. I am not sure where they get their support staff from but they are there around the clock and offer the best help that I have ever seen.
